Unfortunately the answer is 'it depends'. If you want a home built for you, you have to have a place to put it. In a subdivision, a developer does a lot of the pre-work for you and includes that work in the land price. This pre-work includes access to utilities, proper grading, etc. These can be very expensive tasks to accomplish.
These subdivisions usually come with rules about the style of the house and also about size of the house. There is often a minimum and maximum because the developer is trying to make a neighborhood.
How small is small? Most people want the largest home for their $, not a small one. Smaller homes usually come connected to other people's homes and are called condominiums or townhouses.
For an average house in an average neighborhood with average materials (not granite counters, etc.) expect to pay around $125 per square foot - a 2000 sf house would run ~$250,000?
Customizing is expensive. There are many upgrades that can drive this cost per sf much, much higher. In areas where land is at a premium, this will be much more because of land costs. It's also a major pain in the butt to build - you have to decide on absolutely everything, every floor covering, every knob, every color or style of anything!
good luck!
Design and build, you are going to have a lot of money tied up with an architect/engineer if you want to design your own home. Building varies greatly by location and amenities, in my area, it is about $1.25 per square foot to build.
That being said, it can be tens of thousands of dollars to prep a site, cut in a driveway and run utilities. Even if the water lines run right in front of your house and a power pole is on your lot, it can still be very expensive to install utilities.
Permits, surveys, site plan reviews by your commuity development department, etc., will add pad your bill.
Even if you purchase a manufactured home, you still could have all of the aforementioned expenses regarding utilites and permits.
Start with your community development/building department and get some insight on what you need to do in your area.
It can get rather expensive to "design" a home from scratch when you include the architects fees plus getting approval that the house meets all of the applicable codes.
But you can buy house plans from dozens of sources that will cost no more to build than a pre-built house and it might even cost less because the pre-built builder must factor in various risks into his price which you will be assuming.
Just Google "house plans". I've posted a link to one. There are so many thousands of designs available I'm sure you will find one very close to your dream and many of these design companies will do some customization of their plans at a nominal cost.
In the end all you can do is order a set of plans and start soliciting bids from the builders in your neighborhood.
I'd suggest you also price some factory built homes. I'm not talking about trailers or mobile homes. These are conventional houses that are built in a factory and transported to the homesite as modules. You may find that a factory built home will save you quite a bit of money compared to a pre-built house. Most builders will customize.
Be advised the price quoted by Rush would be the biggest bargain on the face of this earth in my neighborhood. 125 would get you a home barely meeting code standards. Therfore my advise is to find out the average per foot in your area. Find your lot then see if it is even possible to build a "small" house on that lot. For instance in my hood you will have to build at minimum 2000 sq feet of house.
You have a lot of homework to do and right now builders are sitting on brand new inventory that a new construction could not even come near in a million years.
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