Thursday, April 9, 2009

Can I take out a home loan for land and a manufactured loan?

By home loan I mean a home loan and not a personal property loan like on a trailer home/manufactured home in a trailer court. I qualified for a home loan and I want to keep it cheap, so I want to purchase a piece of land and a manufactured home. Wil this work as a home loan if its on private land?


To have a mortgage loan you must have land involved, so no trailer park rentals. Lender's are not fond of mobile homes because they lose value - unlike a stick-built home which will appreciate in value. You are unlikely to find 100% financing for a mobile home. 90% or less is the norm and that is with good credit. Your interest rate will be higher as well.

If you are buying this as an investment (in your own future-not as an investment property) you should look into a modular home. Anything but a mobile. You won't get out what you put into a mobile. That said, there are some very nice mobile homes out there.

Receive Personal Loans even with Low Credit Scores.

Home Loans , Refinancing and Auto Loans.

A high percentage of people who apply are approved. There are no upfront fees needed.

http://www.ewebhost.biz/cgi-bin/affiliates/clickthru.cgi?id=autoprt http://answers.yahoo.com/question/accuse_write?qid=20070508130907AAYuPuL&kid=DLl8IEzrC2Tjs3WBhFnx&s=comm&date=2008-08-30+01%3A51%3A17&.crumb=

Receive Personal Loans even with Low Credit Scores.

Home Loans , Refinancing and Auto Loans.

A high percentage of people who apply are approved. There are no upfront fees needed.

http://www.ewebhost.biz/cgi-bin/affiliates/clickthru.cgi?id=autoprt http://answers.yahoo.com/question/accuse_write?qid=20070508130907AAYuPuL&kid=DLl8IEzrC2Tjs3WBhFnx&s=comm&date=2008-08-30+01%3A58%3A24&.crumb=

no/yes

Want a mobile Home Loan? If the home is in a park on rented land financing will be MUCH easier.

In Park / Rented Land:

JCF Acceptance

Refi.Net

MH Loans

Origen Financial

Aaron Financial

Mountainside Financial

Land/Home Loan:

Amy Leshner - FCM

Countrywide Financial

Good Luck,

Peter

No comments:

Post a Comment